The Team

Meet The Team

The team consists of highly qualified, passionate and talented individuals with deep industry experience and knowledge. We are committed to client centricity and service, and take our fiduciary responsibility to our clients seriously. Our advisers are suitably qualified and collectively have over 100 years of relevant experience, which impacts on the quality of advice they offer to clients. The service team are highly skilled and qualified to a higher level to industry norms and collectively have close to 100 years experience, resulting in highly efficient and dignified service.

Executive Directors

Management Team

Admin & Support Team

Advisors

Para-Planners

Service Consultants:

CRAIG GRADIDGE, CFP^®

Executive Director: Chief Investment Officer

Craig holds a BCom (Wits), BCom Honours (UNISA), Post Graduate Diploma in Financial Planning (UFS) and an MBA (UCT).   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI). He is Vice Chairperson of the Investment Competency Committee of the Financial Planning Institute of South Africa. He serves as an Independent Expert on the Investment Sub Committee of Medshield.   He has been in the industry since 1996 and has gained experience at an operational, management and executive level in a number of large financial services companies.

KAGISHO MAHURA, CFP^®

Executive Director: Chief Executive Officer

Kagisho holds a BBusSc (UCT), Post Graduate Diploma in Financial Planning (UFS) and an MBA (Stellenbosch). He was MBA student of the year in 2008, International MBA student of the year finalist and a past winner of the NBMBAA in Atlanta, USA.   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI). He was a Financial Planner of the Year Top 10 Finalist in 2013.   In 2015, he was elected Chairperson of the Gauteng Regional Committee of the FPI. He sits on the Board of a leading South African asset management business.   He has been in the industry since 1996 and has gained experience at an operational, management and executive level at Old Mutual and Coronation.

NATALIE ALAM

General Office Assistant

Natalie joined the company in July 2023 as Office Assistant for Cape Town office.   Currently she is learning basic client service work within the business. With a humble and friendly spirit, she performs her job and enjoys the new learnings.  

WELCOME ANDERSON

Wealth Manager

Welcome holds a BCom (UNISA) and has completed his level 1 and 5 Regulatory Examinations.   He is based at the Durban office and is responsible for advising clients in the KZN and Eastern Cape region.   He has been in the industry since 1998 and has worked as an Adviser for several wealth management companies. He has extensive experience in retirement planning and has worked with many GEPF clients over the years.

RIZQA BARRON

Wealth Manager

Rizqa holds a higher certificate in financial planning and is currently studying towards a Bachelor of Commerce in Financial Planning.   Rizqa started her career in the financial service industry as an assistant to a group of risk advisors. She is excellent at getting things done.   Having worked as Service Consultant and Para-planner, she has strong client servicing and technical skills.   She has been in the industry since 2014 and has gained all round experience. Rizqa specialises in investment and retirement planning with focus on the clients personal financial objectives.

CYRIL CHETTY

Chief Operations Officer

Cyril started his career specialising in finance, over the years he has developed his all-round business skills that has allowed him to successfully lead organisations. He has held positions as Financial Manager, Group Financial Manager, General Manager, Chief Operations Officer and Managing Director. He also served as a Director at various companies.   He has experience in working with blue chip clients, private companies billing in excess of R300 million a year and start-up companies that have grown to bill in excess of R50 million a year employing around 55 people.   Cyril joined Gradidge-Mahura Investments in June 2015.

FARHAANA DOMINGO

Admin Service Assistant

Farhaana started her career in the financial service industry, assisting with data migration and updates.   She has been in the industry since 2016 and enjoys analysing data. Her strong administration skills and knowledge of the CRM system enables her to excel in her role.   Farhaana joined Gradidge-Mahura Investments in March 2021.

BETTY DUBULA

General Office Assistant

Betty joined Gradidge-Mahura Investments in June 2019 and is the general office assistant. With a humble and friendly spirit, she performs her work with love and care and is a valuable member of our team.

WYNAND GOUWS, CFP^®

Wealth Manager

Wynand holds an B Tech Marketing (Wits), Post Graduate Diploma in Financial Planning specialising in Investment Management and Estate Planning (UFS), MBA (Stellenbosch) and a Post-Graduate Diploma in Future Studies (Stellenbosch).   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI).   He has been in the industry since 1998 and has gained investments and wealth management experience at an operational, sales and executive level with blue chip financial services companies.

CHARMAINE HEDLEY

Client Services

Charmaine was a branch manager at Nedbank Germiston for 10 years before becoming a successful financial planner. She has received numerous awards which include an Old Mutual top 10 Financial Planner, Old Mutual top 120 brokers for 2002 and 2003 as well as a Momentum diamond award just to mention a few.   She has been in the industry since 1980 and has a wealth of experience in managing relationships between the company and the client. Charmaine joined Gradidge-Mahura Investments in May 2011.

SHANAAZ JANTJIES

Service Consultant

Shanaaz’s career in the financial services industry started at Momentum in 2000 where she worked as client services for the branch. She was later transferred to the broker division where she served in various roles as Broker Liaison Assistant, conducting training for broker assistants, drafting business plans to finalise pending cases and future business from brokers and handled walk in clients.
Whilst in the employ of Momentum, she received numerous awards and accolades as top performer.   She possesses a critical understanding in managing relationships between company and client.   Shanaaz joined Gradidge-Mahura Investments in April 2016.

VIRATH JUGGAI, CFP^®

Risk Specialist

Virath was recognised as the country’s top Financial Advisor / Relationship Manager at SA’s Intellidex Top Private Banks and Wealth Manager Awards in 2021.   Virath holds a National Certificate in Wealth Management (AFM), Post Graduate Diploma in Financial Planning (UFS) and an Advanced Post Graduate Diploma in Estate Planning and Personal Risk Management (UFS).   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI). He was the Top Student in the CFP® Professional Competency Examinations for 2012. He has been in the industry since 1998 and has gained experience in a technical and business development capacity in the area of Financial Risk Management.   Virath is a Risk Specialist and has extensive expertise with structuring Risk Cover (Life, Disability and Dread Disease) for individuals as well as Financial Planning for business needs (Buy and Sell Agreements, Key Person Insurance & Contingent Liability).

SHAMEEMA KLINK

Para-Planner

Shameema holds a Bachelor of Commerce (UWC), Bachelor of Commerce Honours in Finance (UWC) and Postgraduate Diploma in Financial Planning (UFS). Have been working in the financial planning industry for a year, joined through the ASISA IFA program. She has strong interpersonal and analytics skills developed through her experience working in the asset administration space.

LEBOGANG KOLOTI

Junior Financial Advisor and Para-Planner

Lebogang holds a Bachelor of Commerce – Finance Degree (UJ), Bachelor of Commerce Honours in Financial Planning (UJ). He has been in the industry since 2016 and has gained wealth management experience in investments and risk cover. Lebogang was part of the AIASA Internship programme in 2017 and be is currently a Financial Planner at Gradidge Mahura Investments.

TANYA LOCHNER, CFP®

Fiduciary Services

Tanya has been involved in estate, tax and financial planning for over 25 years, formally as Fiduciary Specialist, Business & Operational Manager and Head of Trusts with Glacier, Sanlam Trust and FNB Trust respectively. She has also worked at Malan du Preez Auditors and with the Road Accident Fund in her early career.   Tanya’s qualifications include a BCom in Industrial & Organisational Psychology, Advanced Post Graduate Diploma in Financial Planning (CFP), specialising in Estate Planning & Investments. She also holds various certificates in taxation, systems and management. She has acted as the Vice-Chairperson on the Western Cape Regional Committee for the Fiduciary Institute of Southern Africa and is also a member of the Financial Planning Institute.

TATENDA MACHEKA, CFP®

Practice Manager

Tatenda holds a Bachelor of Business Administration Degree (UKZN), Post Graduate Diploma in Finance, Banking and Investment Management (UKZN) and a Post Graduate Diploma in Financial Planning (UFS). She is a Certified Financial Planner and is a member of the Financial Planning Institute of Southern Africa (FPI).   She has been in the industry since 2010 and has a Key Individual and Representative status. She has a wealth of knowledge and experience in financial planning as well as systems and processes.   Tatenda joined Gradidge-Mahura Investments in February 2020.

LEHLOHONOLO MASHIFANE

Para-Planner

Lehlohonolo holds a Bachelor of Commerce in Finance (UJ), Bachelor of Commerce Honours in Financial Planning (UJ) and Postgraduate Diploma in Estate Planning(UFS).   Lehlohonolo is passionate about financial literacy for all.   Lehlohonolo has been in the industry since 2021 and has since gained experience in risk planning, retirement planning and investment planning.

Monica May

Para-Planner

Monica holds a Bachelor of Commerce in Financial Accounting (NWU), Post Graduate Certificate in Education (NWU) and a Post Graduate Diploma in Financial Planning (UFS).   Monica joined Gradidge-Mahura Investments as an intern through the FPI Mentorship Programme in March 2022.

LULEKA MBANJWA

Service Consultant: Short-Term Insurance

Luleka started her career in the financial service industry assisting clients with funeral policies and loans. She has been in the industry since 2014 and has developed a passion for the Short-Term Insurance industry. She has a critical understanding in managing relationships between company, client and product providers.   Luleka holds a National Diploma in Management and has completed her Class of business training for Personal and Commercial lines. She has also completed the First Level Regulatory Examination: RE5.   Luleka joined Gradidge-Mahura Investments in July 2019.

SAMBESIWE MBEWU

Para-Planner

Sambesiwe holds a Bachelor of Commerce in Financial Planning (NMU) and Postgraduate Diploma in Financial Planning (NMU).   Sambesiwe joined Gradidge-Mahura Investments as an intern through the FPI Mentorship Programme in March 2022.

LUNGELO MNOKWE

Business Development Manager

Lungelo holds a B.Com (UNISA), Programme in Risk Management – NQF Level 5 (UNISA) & Higher certificate in Short-Term Insurance – NQF Level 5 (Milpark).   He has passed his Regulatory level 5 examination.   Lungelo has been in the industry since 2008 and has worked as a business development manager and senior portfolio manager at large corporate financial services companies.   He has extensive experience in providing sound financial advice on commercial insurance products. He also has experience in associated personal lines insurance.

PHALA MODISE, CFP^®

Wealth Manager

Phala holds an Advanced Post Graduate Diploma in Financial Planning, specializing in Asset Types and Portfolio Management (UFS), Certificate in Risk Management Programme (UNISA) and a Diploma in Chartered Institute of Insurance.   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI). In 1995 he spent time in New York on a Professional Development Programme which included Strategic Management.   He has been in the industry since 1980 and has been in direct personal financial planning since 1995.   Phala also holds a Bachelor of Arts in Politics, Philosophy, Economics (UNISA)

SHEILA MOLOTO

Service Team Manager

Sheila started her career in the financial service industry as a broker support and has grown into an experienced client service person. She is very hands on with practice management.   She has been in the industry since 2008 and has great experience in an insurance administrative capacity. Her strong client service and administrative skills helps to ensure that she is always on top of things thereby exceeding client expectations.   Sheila joined Gradidge-Mahura Investments in October 2014.

MAQETO MOREMI

Service Consultant: Short-Term Insurance

Maqeto started her career in the financial service industry as a Junior Administrative Assistant and has gained a wealth of knowledge and experience over the years in various divisions of Short-term Insurance such as commercial underwriting, claims, administration and client servicing.   She has been in the industry since 2006 and her strong administration and client service skills is key to her meeting client expectations. Maqeto holds a certificate in Basics of Short-Term Insurance – Commercial and a certificate in Bookkeeping. She also completed the First Level Regulatory Examination: RE5.   Maqeto joined Gradidge-Mahura Investments in April 2020.

LESEGO MPETE, RFP™

Senior Employee Benefits Consultant

Lesego holds a Bachelors Degree in Politics and Economy (UJ), a Higher Certificate in Financial Planning (MBS) and a Post-Graduate Diploma in Financial Planning (UFS). She has a Certificate of Proficiency in Long Term Insurance and has completed her FAIS Regulatory Exam Level 5. She is a Registered Financial Practitioner™ and is a member of the Financial Planning Institute of Southern Africa (FPI).   She has been in the Employee Benefits industry since 2010 with experience in servicing clients from various sectors such as Retail, Pharmaceuticals, Industrials and Advertising.

MUNAF MUKADAM, CFP^®

Wealth Manager

Munaf holds a BCom in Economics (Rhodes), BCom Honours in Financial Analysis and Portfolio Management (UCT) and a Post-Graduate Diploma in Financial Planning (Stellenbosch).   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI).   He previously served as a member of the Ethics Committee of a blue-chip financial services company.   He has been in the industry since 2013 and has gained experience in investment and retirement planning, risk planning and estate planning. He specialises in retirement planning.

WASEEM MUKUDDEM, CFP^®

Wealth Manager

Waseem holds a BCom in Economics and Finance (UWC) and a Post-Graduate Diploma in Financial Planning (Stellenbosch).   He is a CERTIFIED FINANCIAL PLANNER® professional and is a member of the Financial Planning Institute of Southern Africa (FPI).   He has been in the industry since 2016 and has gained experience in Investment and retirement planning, risk planning and short-term insurance (Personal & Commercial). He specialises in Hollistic Financial Planning.

LEBO NTHUTE

Service Consultant

Lebo Started her career in the financial service industry at ABSA bank as a broker assistant.   She has been in the industry since 2016, with focus and commitment, she has established herself as an experienced Service Consultant.
Lebo holds a Certificate in Management and has completed the FAIS Regulatory Exam Level 5.   Lebo joined Gradidge-Mahura Investments in March 2021.

POOJA RAMCHARAN

Marketing Manager

Pooja began her career in sales and marketing in 2015, quickly discovering a passion for the marketing field. Now a Meta-certified professional, she brings a wealth of knowledge in marketing strategy, event planning, and marketing ROI to the table. She has completed many short courses in the field from Graphic Design, Google Analytics to Google AdWords and AI for marketing. Pooja is a goal-oriented individual with a strong focus on implementation.   She joined Gradidge-Mahura Investments in 2024, ready to leverage her skills and drive success.

MEHMOOD SADER

Business Development Manager: Short-Term Insurance

Mehmood holds a Certificate of Proficiency in Short-Term Insurance and has completed his FAIS “NQF 5” (Certificate in Financial Planning). He has completed his FAIS Regulatory Exam Level 5.   He is a member of the Insurance Institute of South Africa (IISA). He has been in the short-term insurance industry since 2002 and has worked as a Senior Business Development Consultant and Senior Sales Executive at large corporate financial service companies. He has extensive experience in providing sound financial advice in all market segments to clients regarding their personal and business portfolios.

SAGWATI SAMBO

Para-Planner

Sagwati, a graduate of the University of Johannesburg (UJ) with a BCom Accounting Degree and a Post-Graduate Diploma in Financial Planning from the University of Free State, has forged a dynamic career in the financial services industry. Beginning in 2021, Sagwati embarked on his journey in finance through the ASISA Academy IFA Internship Programme, laying the foundation for a successful career.   With a commitment to professional development, Sagwati diligently completed the FAIS Regulatory Examination 5 for Representatives, showcasing a dedication to compliance and industry standards. Over the years, he has acquired a diverse skill set, having held roles as an Administrator/Service Consultant, Paraplanner, and Advisor Under Supervision.   Throughout his career, Sagwati has cultivated a deep passion for retirement and investment planning, recognizing the critical role these aspects play in individuals’ financial well-being. Moreover, he is driven by a desire to democratize financial planning, ensuring that a wider audience understands its significance and benefits.   As Sagwati continues to make strides in the financial services landscape, he remains committed to excellence, integrity, and empowering others to achieve their financial goals.

KARABO SEHLARE

Associate Employee Benefits Consultant

Karabo holds a Bachelors Degree in Financial Management (UNISA). She completed the FAIS Regulatory examination level 5 for representatives. Karabo has been in the employee benefits and institutional investment industry since 2013. She consulted to a number of large multinational defined contribution and defined benefit stand-alone retirement funds and to participating employers in commercial umbrella funds.   She has a passion for enhancing retirement outcomes for employers, to help them deliver exceptional value to their members and thrive in the current South African landscape so that people can lead a more dignified life at retirement age.

MELINA SINGH

Service Consultant

Melina started her career in the financial service industry at a Momentum Franchise.   She has been in the industry since 2003. She is well organised and possesses excellent communication and interpersonal skills to liaise with clients daily. Melina is an experienced Service Consultant and enjoys working on both risk and investment cases.   She holds a Diploma in Information Technology.

JERRY UZOEGBO

Senior Para-Planner

Jerry holds a Bachelor of Commerce – Finance Degree (UJ), Bachelor of Commerce Honours in Financial Planning (UJ) and an Advanced Post Graduate Diploma in Estate Planning (UFS).   He has been in the industry since 2016 and has gained all-round technical and wealth management experience in investments and risk cover.   Jerry joined Gradidge-Mahura Investments through the ASISA Internship Programme in July 2017.

“Picking shares is like a beauty contest.
It’s important to choose not who you think is the prettiest girl;
but who the judges will think is the prettiest girl.”
– John Maynard Keynes

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